Open Enrollment 2022

What’s new in Obamacare for 2022

Additional companies are joining the affordable care act portal this year.  That means that you will have more choices of coverage options.  Once you have entered your estimated income for 2022 you will be able to get an idea of what your costs for health insurance will be.  

In addition, the Biden Administration set up a new rule that limits the amount of premium you can pay for your health insurance to 8% of you modified adjusted gross income if you make more than 4 times  poverty level.

Link to our secure site: https://www.healthsherpa.com/?_agent_id=glen-riensche-qnw_eq

I know that sometimes it is difficult to project next year's income, so if in doubt give us a call and we will be happy to help you. There is never any charge for our service as we are compensated by the insurance company that you choose if you allow us to serve you.  Below is a chart of the 2021 subsidy levels. When the 2022 rates are published we will update this.

If you have an income less than 400% of poverty based on your family size it is important to see if you qualify for the ACA subsidies. If you have group insurance available that normally will disqualify you for subsidies. However, if your group insurance is considered unaffordable, that would qualify you for subsidies. Group insurance is considered unaffordable if it is more than 9.78% of your household income for the lowest cost plan available. For more information as to how that affects you please give me a call at 402-202-2550.